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Finance that connects inventory, margins and cash

Contribution margin, inventory, working capital and cash conversion across channels and borders.

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Your operating model

What multi-channel selling does to the numbers

Cash payouts can arrive after platform fees, shipping charges and refunds have been deducted. Those deductions need to be separated from the sales they relate to, while stock and supplier invoices support the cost-of-goods figures. Selling further afield also adds sales tax tracking to the reconciliation work.

  • Contribution margin across sales channels
  • Inventory and cost of goods sold
  • Working capital and cash conversion
  • Financial operations across borders

An order is not the same as money received. The channel takes its fees, the payment processor settles the balance on its own schedule, and the stock behind that sale was paid for earlier. The finance work follows that path: inventory and cost of goods, platform and payout reconciliation, margin by channel, and cash that accounts for how much stock is held.

The finance work behind it

How the finance work runs

  • Inventory and cost of goods tracking, connected to the financial reporting so product margin reflects what stock actually cost.
  • Sales and payout reconciliation across channels and payment providers, so revenue, fees and refunds are recorded where they belong.
  • Sales tax tracking prepared for reporting, with nexus and filing questions going to the tax professional.
  • Cash planning around stock bought ahead of the sale, plus invoicing, payables and payment flows where the business sells across borders.
  • Registrations and returns are filed by the licensed tax professional; Cypher prepares the data behind them.
  • Customs, duty, and warehouse or 3PL system work sit with the relevant provider.

Ecommerce and CPG businesses usually start with the reconciliations and the margin reporting, then add sales tax coordination. Accounting & Financial Operations →

The team, tuned to your model

Connected support for E-commerce & CPG

02

Cash planning for stock and growth

Bring inventory commitments, working capital and cash conversion into budgets and forecasts.

FP&A & CFO Advisory →

03

Connected sales and finance systems

Review the integrations and processes behind invoicing, receivables, payables and sales tax tracking.

Systems & Process Improvement →

Client examples

STNKY Bags: US expansion with a financial partner

Explore the accounting integrations, inventory cost tracking and international financial processes behind STNKY Bags’ US expansion.

Read the STNKY Bags story →

Each example describes work already delivered for that client, not a promise of the same result.

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Support for the stage ahead

Explore another operating model or learn about our work with VC-backed founders and private equity portfolio companies.

Let's talk about your finance needs

Tell us about your operating model, your current finance setup and what comes next.

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